Fortem Loans LLC Terms of Service

Please carefully review the following Terms of Service (“Terms of Service”). In these Terms of Service, the words “Fortem Loans,” “we,” “us” and “our” refer to Fortem Loans LLC. These Terms of Service govern your use of our website and any material contained on such website. By using the website, you agree to and accept these Terms of Service. If you do not agree with any of these Terms of Service and/or do not wish to be bound by them, please exit the website and do not use the website in the future.

You agree that we may from time to time amend all or any part of these Terms of Service. Any such changes shall take effect as soon as they are posted on our website. Your use of the website after the effective date of the change shall constitute your agreement to be bound by the terms of the change. You should also review these Terms of Service periodically for any changes.

Ownership of the Website

This website and all of its contents are owned by Fortem Loans or its third-party information providers and are protected by United States and international intellectual property laws.

Your Right to Use the Website

We hereby authorize you to view, store, bookmark, download, and print pages of this website solely for your personal, non-commercial purposes.

You may not place a link to this website on any other website or frame this website within another website without our prior, written permission. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes without our prior, written permission.

When accessing the website, you are prohibited from: (i) removing any copyright, trademark, or other proprietary notices; (ii) reproducing, modifying, preparing derivative works based upon, distributing, licensing, leasing, selling, reselling, transferring, publicly displaying, publicly performing, transmitting, streaming, broadcasting, or otherwise exploiting the website except as expressly permitted; (iii) decompiling, reverse engineering, or disassembling any portion of the website except as may be permitted by applicable law; (iv) linking to, mirroring, or framing any portion of the website; (v) causing or launching any programs or scripts for the purpose of scraping, indexing, surveying, or otherwise data mining any portion of the website or unduly burdening or hindering the operation and/or functionality of any aspect of the website; or (vi) attempting to gain unauthorized access to or impairing any aspect of the website or related systems or networks.

It is our intention that information provided on this website is of a general nature. Our website does not represent an exhaustive treatment of subjects and the information is not intended to constitute accounting, tax, legal, consulting, or other professional advice. Prior to making any decision or taking any action we urge you to contact your accountant, lawyer, or other professional advisor.

We may at any time, with or without cause, and without prior notice to you deny you access to the website. We may terminate these Terms of Service and your access to the website in whole or in part at any time without prior notice to you.

The website is not intended for use by persons in any jurisdiction or country where such use would be contrary to applicable laws or regulations. We may restrict your access to the website during times you are in a country for which use of the website would be prohibited. You are responsible for compliance with all local laws.

Disclaimer of Warranty

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness, or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices, and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Your eligibility for particular products and services is subject to our final determination, restrictions, and acceptance. We may discontinue or make changes to the information, products, licenses, or services described on the website at any time. Any dated information is published as of its publication date only. We do not undertake any obligation or responsibility to update or amend any such information. We reserve the right to terminate any or all offerings without prior notice. Furthermore, by offering information, products, or services via the website, no solicitation is made by us to any person to use such information, products, or services in jurisdictions where the provision of the information, products, or services is prohibited by law.

Links to Third-Party Websites

This website may contain links to third-party websites. We do not, directly or indirectly, control the companies that provide or operate those websites, and we are not responsible for their practices, including their privacy practices. We do not make any representations with respect to the contents of any third-party websites or any products, services, or information offered on those websites.

If you visit a link to another website, you do so at your own risk subject to the terms and conditions establish by the operator of that website. The fact that we provide a link to a website does not necessarily mean we endorse, authorize, or sponsor that third-party website, or that we are affiliated with the third-party website's owners or sponsors. We reserve the right to terminate a link to a third-party website at any time.

Security of Account Login Information

You may be provided access to your account information through this website or through a third-party website linked on this website. In such event, you are responsible for maintaining the confidentiality of all account information, as well as any user IDs, logins, personal identification numbers (PINs) and other passwords (collectively, “Login Information”) necessary to access your account(s). You are responsible for logging off of your account(s) completely each time you finish accessing your account(s). Further, you are fully responsible for any activities occurring under your account(s) that result from your negligence, carelessness, or failure to use or take appropriate security measures. You must notify us immediately if any of your Login Information for our website and has been lost or stolen, or if you believe the confidentiality of such Login Information has been compromised in any way.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL WE OR ANY OF OUR OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, SUPPLIERS, OR SUCCESSORS BE LIABLE TO ANY PERSON FOR ANY DIRECT, SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF PROFITS OR REVENUES, LOST DATA OR INFORMATION, LOSS OF USE OF THE WEBSITE, BUSINESS INTERRUPTION, LOSS OF BUSINESS REPUTATION OR GOODWILL, COSTS OF SUBSTITUTE SERVICES OR DOWNTIME COSTS) RESULTING FROM ACCESS TO OR OTHER USE OF THE WEBSITE OR RELIANCE UPON ANY INFORMATION PRESENTED ON THE WEBSITE, EVEN IF WE ARE INFORMED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. Some jurisdictions may not allow certain limitations of liability, so the above limitations may not apply to you. Our liability in such case shall be limited to the greatest extent permitted by applicable law.

Indemnification

You agree to indemnify, defend, and hold us and any officer, employee, affiliate, agent, agent, supplier, or successor harmless from and against any and all claims, liabilities, damages, losses, and expenses (including, but not limited to, reasonable fees and costs for attorneys and investigations) arising out of, based on, or in connection with your access to or other use of the website.

No failure, omission, or delay on our part to exercise any right under these Terms of Service will preclude any other further exercise of that right or other right under these Terms of Service.

Governing Law and Jurisdiction

These Terms of Service, and all matters arising, directly or indirectly, from your access to or other use of the website shall be governed by and construed in accordance with the laws of the state of California, without regard to conflict of laws rules. You hereby submit to the exclusive jurisdiction of the state and federal courts located in Riverside County, California, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. A printed version of these Terms of Service shall be admissible in judicial or administrative proceedings based on or relating to these Terms of Service to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Severability

If any provision of these Terms of Service is held to be illegal, invalid, or unenforceable, such illegality, invalidity, or unenforceability shall apply only to such provision and shall not in any manner affect or render illegal, invalid, or unenforceable any other provision of these Terms of Service, and that provision and these Terms of Service generally shall be reformed, construed, and enforced so as to most nearly give lawful effect to the intent of the parties as initially expressed in these Terms of Service.

Entire Agreement

These Terms of Service constitute the entire agreement between you and us with respect to the website, and supersede all prior or contemporaneous communications and proposals, whether oral, written or electronic, between you and us with respect to the website; provided, however, that to the extent you are permitted to access any other services offered through the website by us or our third-party providers, your use of such services shall be subject to any additional terms of use applicable to such services.

Last updated: November 21, 2023